Benefit Plan Design: Charging Employees Different Premiums

Employers who are designing a health and welfare benefit plan for their employees often wonder about the rules relating to setting premiums for employees. Employers generally have significant flexibility in this part of their plan’s design. Common structures contemplated by employers include, but are not limited to: Charging all employees a flat amount for their …

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What Qualifying Events Trigger COBRA?

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires employers to offer covered employees who lose their health benefits due to a qualifying event to continue group health benefits for a limited time at the employee’s own cost. Per regulation, qualifying events are specific events that cause or trigger an individual to lose health …

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LHD Employer Forum: What’s New in 2017?

The new year and new U.S. administration has brought a lot of uncertainty and questions to the healthcare and employee benefits industry. However, if employers arm themselves with information, they can continue to make the right decisions for their companies. This Employer Forum will provide an update on what’s new for employee benefits in 2017 …

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LHD Named One of the Best Places to Work in Indiana

For the second year in a row, we are proud to announce that LHD Benefit Advisors has been named one of the Best Places to Work in Indiana in the small employer category.  Only 100 companies were selected for this honor that represents more than 25 industries and 20 cities throughout the state. The final …

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