LHD Benefit Advisors retains Best Practices status in industry study

LHD Benefit Advisors retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The annual survey and Study of leading …

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LHD Hires Bob Fiala as Director of Human Resources

LHD announced today the hiring of Bob Fiala as Director of Human Resources. Fiala was most recently the Managing Director of Human Resources for the NCAA’s national office. “We are very excited to welcome Bob to the Executive Leadership team. Bob is an accomplished human resources executive with more than 30 years of experience,” Jeff …

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Benefit Plan Design: Charging Employees Different Premiums

Employers who are designing a health and welfare benefit plan for their employees often wonder about the rules relating to setting premiums for employees. Employers generally have significant flexibility in this part of their plan’s design. Common structures contemplated by employers include, but are not limited to: Charging all employees a flat amount for their …

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What Qualifying Events Trigger COBRA?

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires employers to offer covered employees who lose their health benefits due to a qualifying event to continue group health benefits for a limited time at the employee’s own cost. Per regulation, qualifying events are specific events that cause or trigger an individual to lose health …

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