The attention and focus an independent agency can offer, with the resources and support of a national organization.

Agencies in our industry are either investing and growing, or they are selling to one of many industry aggregators. Nineteen years ago we saw competitors cashing checks and selling to banks. The new bank owners began to put the agency’s return on equity ahead of the client’s return on investment, and predictably, banks in benefits have come and gone. Now we see private equity and public benefit advisors fueling a new wave of aggregation through mergers and acquisitions. Having seen this story, we would rather compete with a private equity firm than sell to one. So, along the way LHD has committed to protecting independent agencies all over the country.

We remain FIERCELY independent. In 2001, LHD founded United Benefit Advisors (UBA), an Indianapolis based not-for-profit dedicated to building a collaborative environment and raising the water line for independent insurance agencies across the country. UBA has grown to serve more than 140 of the country’s premier independent employee benefits firms, over 800 advisors, and 30,000 employer groups around the world. Today, UBA ranks among the six largest benefit brokerages in United States with combined revenues exceeding $550,000,000.

UBA Triangle

Who is UBA?

Shared Wisdom. Powerful Results.

United Benefit Advisors® (UBA) is the nation’s leading independent employee benefits advisory organization with more than 200 offices throughout the United States, Canada, and Europe. UBA empowers 2,000+ advisors to both maintain their individuality and pool their expertise, insight, and market presence to provide best-in-class services and solutions.

Having the right resources makes managing a benefits program easier and far more cost-effective. As an independent benefit advisory firm, our ability to deliver those resources to our clients at a competitive price point is possible because of our partnership with UBA.

With the backing of UBA, we have access to nationally negotiated contracts with:

Analytics Tools
Benefit Administration Solutions
Benefit Communication Technologies
ERISA Attorneys, Actuaries, IT Services
Other Professional Services
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