Budget Better

At LHD, we understand the importance of financial wellness for both employees and employers. Our comprehensive suite of services is designed to empower you to make informed decisions about your employee benefits programs. Whether you're looking to optimize your benefits strategy, harness the power of health plan data analytics, ensure financial stability through underwriting, or explore pharmacy and PBM options, our expert advisors are here to guide you every step of the way. Let's transform your budgeting process into a strategic advantage for your organization.
Your journey starts here.

Strategy & Program Design

We build High Performing Plans that are outcomes driven based on data, analytics, and your company's unique strategy and culture.

Health Plan Data Analytics

We proactively identify risks based on cost, claims, and conditions allowing us to make targeted recommendations.


Our tools monitor plan performance and identify financial or cultural changes that provide value to employers.

Pharmacy & PBM Analysis

Our experience has uncovered numerous hidden revenue streams and yielded multiple millions of dollars in savings for our clients.

Client focused,
Results driven

The key to a successful relationship is trust and transparency between the client and the agent.

LHD believes every client relationship is a true partnership. Our clients know their business, and we know benefits. The only true success comes from trustworthy collaboration and the ability to encourage honest and open discussions.

Data is the driving factor behind our decision making and plan building process. We are able to confidently make decisions through our strategic partnership with Vital Incite. Vital Incite collects plan information that allows LHD to proactively identify risk and opportunities based on the unique actions of your employee population. This data is available to clients and reports are emailed on a monthly basis.

Another aspect of transparency is our pricing, billing, and service offerings. We’ll discuss our cost structure line-by-line, the advantages, the opportunities, potential for growth, and we never pressure clients to spend more than they need to execute a successful and high performing plan.

Population Health & Wellness
Analyze population health trends to help companies make an impact on employer cost and health.
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