THE LHD STORYServicing the Industry
for More Than 21 Years

LHD is one of the top 5 independent insurance agencies in the state. Every day we discover new challenges and opportunities. We never settle and continuously seek out ways to improve our existing services and offerings. Each day we are better than the day before.

We are fiercely and passionately independent. We were founded, service clients, and continue to grow based on this principle/philosophy. Our independence allows us to put clients first, not stakeholders or private equity.

In 2001 we formed a benefits group, United Benefit Advisors (UBA), for independent insurance agencies across the country to help create leverage, buying power, and benchmarking without any of the red tape. Today, UBA serves more than 140 benefit firms.

Our next initiative was to establish better analytics and turn benefit plan data into actionable information. In 2013 we formed Vital Incite to proactively identify risk and opportunities, and then take action. Vital Incite has been adopted by independent agencies across the country.

In 2020, we will set the bar for trust and transparency and be among the first agencies in the country to achieve HITRUST certification, the highest level of privacy and security in our industry. Join LHD to be on the frontlines of innovation.

Please contact us to see how we can give your company the competitive advantage.

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LHD is Established

LoCascio Hadden and Dennis, LLC is established by four industry veterans, all with equal ownership and a common vision for the future of benefit advisory services.



LHD Creates United Benefit Advisors

Two LHD founders establish United Benefit Advisors (UBA), an Indianapolis based not-for-profit dedicated to building a collaborative environment and raising the water line for independent insurance agencies across the country.



LHD Finds a New Home

LHD establishes a new office located at 10585 North Meridian Street. 


10 Employees

The LHD staff grows to 10 full time employees. 



Retirement Joins the LHD Team

LHD Retirement, headed by John Ludwig, joins the LHD team.



UBA Creates Largest Benchmarking Survey

Our UBA partners collaborate to create the largest and most statistically credible benefits plan benchmarking survey in the country. With more than 20,000 verified responses, the survey provides key statistics on health plan elements. The survey enables employers to compare their plans with those of similar employers based on health plan type, workforce size, and industry or location.



LHD Moves Headquarters

LHD moves to new office space at 250 West 96th Street to accommodate growth.


23 Employees

LHD grows to 23 full time employees.



LHD Establishes Vital Incite

LHD establishes Vital Incite, a data warehouse and population health analytics platform designed to bring light to health care spend, direct population health and wellness initiatives, and improve synergy between client vendors. Vital incite is invested in turning benefit plan data into actionable information. The system helps us define what it means to run a high performing plan, and it helps us lead clients to better plan management decisions. 


Special Olympics Charity Event

The team combined efforts to pull a FedEx plane several feet and raise money for the Special Olympics. We didn’t win, but we had the most fun!



LHD First Appears on IBJ’s Book of Lists

LHD first appears on IBJ’s Book of Lists for Largest Indianapolis-Area Independent Insurance Agencies-Brokerages.



LHD Celebrates 20 Year Anniversary

LHD celebrates a major milestone, 20 years, and celebrates the company our founders built from four employees to 50+. We announce a new mission statement and core values, and distribute the first annual Report to Stakeholders.


AchieveWell 4 Star Award

In 2019 LHD developed an internal wellness committee, Live Healthy Daily, and we were awarded the AchieveWell 4 Star award by Wellness Council of Indiana.


50 Employees

LHD grows to 50 full time employees.



LHD Wins Best Places to Work in Indiana for 5th Consecutive Year

2016, 2017, 2018, 2019, 2020 – LHD is proud to continue providing a workplace environment where all employees can thrive.

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